So, debt happened?

Specialist UK Legislation could help you write off 83.8% of your unsecured debt.*

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  • how 78,467** people did something about their debt last year;
  • how over 15,000*** customers trust us to help them;
  • how 95.35%**** of our cases are accepted by the creditors;
  • why our customer Josh thinks we helped him a “hell of a lot”*****.
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* Part VIII Of The Insolvency Act 1986 To Write Off Unsecured Debt You Cannot Afford. Based on our customers who had an IVA approved in January 2021, 10% will write off on average 83.8% of their unsecured debt and 50% will write off on average 71.6% of their unsecured debt upon successful completion. ** From the Insolvency Service, released 19/02/2021. *** As of 02/02/21 15,377 of our customers were in an active IVA. **** Based on our customers who proposed an IVA in January 2021 95.35% were accepted by creditors. ***** Based on 363 independent verified Feefo reviews as of 10th March 2021, for the full details of these please click here.

Debt control

Debt Control can be daunting and is not as ‘easy’ as 1… 2… 3… But we do this every day to make it ‘easier’ for you.

1

Let’s start by answering a few simple questions:

Our online questionnaire takes only a few minutes. Start now!

2

Let’s fact find…

Every customer’s situation is unique. Let’s chat about yours!

3

Let’s chat about a solution and let us do the work

Consolidate debts into one lower affordable monthly payment!

Debt solutions

IVA

Let’s chat why IVAs are often the most popular debt help solution. Let’s find out why a formal agreement between you and your creditors could be the way forward.

Let’s bust some myths about what can be written off… Is it 70% ... 80% ... or 90% of your total unsecured debt? … Every IVA is different and there isn’t a set percentage.

We will help you write off your debt that is “unaffordable”… That is a promise!

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Other solutions

Let’s chat why we do IVAs all day long… Let’s chat why we are good at it. But Let’s also chat why our debt experts may advise you that an IVA may not be the best option for you. Should we find that a different solution is more suitable, we will make sure you have access to the right help.

So you can rest assured knowing that the advice you receive will always be in your best interests.

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How IVA works

Some people are in £7,000 in debt ... Some in £17,000 ... Some in £170,000 ... Let's chat why everyone deserves a solution ...

Here is a real example of what we did with a customer:

Credit cards

£5,888.00

Bank loans

£15,171.22

Overdrafts

£102.49

Utilities arrears

£713.81

Payday loans

£1,131.94

Store cards

£1,106.70

Total owed

£24,114.16

Debt write-off

£18,841

Total contractual repayments:

£876

before plan

£160

after plan

The example above is for a real customer who is on an IVA. Your payments may be different and will depend upon your circumstances.

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We offer free initial advice.

Fees will only apply should you decide to enter into an arrangement.

Typical fees* would include a Nominees £1,900 and a Supervisors £1,750 fees. These are included within your affordable monthly payments and borne by your creditors as part of the debt forgiveness of an IVA. You do not pay upfront.

*This example uses average figures taken from 15 of our IVA cases approved between 23/02/2021 and 02/03/2021.

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Debts that qualify

Let’s chat how we can help with most unsecured debts. Here is a list of the most common types of debts that we help our customers with.

  • Bank loans
  • Payday loans
  • Overdrafts
  • Catalogues
  • Credit cards
  • Store cards
  • Personal loans
  • Utility arrears

Let’s chat what we can’t help you with and how this could affect your situation.

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Why people choose us

Do you know what... Let’s not chat about that... Let our customers do the chatting...

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Why 15,377 People Chose Us

  • 15+ years’ experience across our companies in dealing with debt.
  • Helped 15,377* people start their journey towards financial freedom.
  • On average, we help to write off £10,500** per client.
  • 100 staff members are here and ready to support you.
  • Rated 4.9 out of 5*** on Feefo.
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* As of 02/02/21 15,377 of our customers were in an active IVA. ** Average unsecured debt anticipated to be written off for IVAs approved between 1 January 2020 and 31 December 2020 is £10,568, based upon successful completion. *** Based on 363 independent verified Feefo reviews as of 10th March 2021, for the full details of these please click here.